Personal Injury Protection (PIP) Benefits In Florida
Florida is a no-fault accident insurance state, which means that personal injury protection (PIP) insurance is required on every auto policy sold in the state unless a driver knowingly chooses not to have it on his or her policy.
Originally, the intent of PIP coverage was to allow injured drivers access to at least $10,000 of medical care coverage regardless of fault in a motor vehicle accident. You may have more coverage on your policy. PIP insurance benefits also allow you access to immediate reimbursement for medical costs.
Changes To The PIP Insurance Law In Florida
Recently, the Florida state legislature has taken steps to reduce the amount of perceived fraud in the system, reduce payment delays and limit use of the court system:
- Rather than allowing an unlimited time frame for an injured motorist or passenger to make a claim, injury victims now only have 14 days to seek medical treatment that may be covered by PIP.
- Under the new law, people with less serious injuries might be limited on the amount of compensation that they will receive from PIP coverage.
- PIP compensation is limited to 80 percent of your medical costs.
Personal injury protection benefits are an important tool in achieving your fullest possible recovery following a serious motor vehicle accident. It is critical to speak with a personal injury lawyer in Florida right away.
Protecting PIP And Other Injury Compensation
Your insurance company may try to limit your PIP benefits, whether or not fraud is suspected. It may also attempt to minimize or deny other compensation that you deserve. Maximizing your compensation requires honest and dedicated legal work from an experienced personal injury lawyer. You are likely entitled to more compensation for past, present and future costs relating to your accident injuries than any insurance company will ever offer.
At Brannon & Brannon, we protect your rights and aggressively advocate for your best interests. Our Fort Walton Beach-based attorneys help accident victims throughout Okaloosa, Walton and Santa Rosa counties secure maximum PIP coverage and compensation for additional medical expenses, lost wages, pain and suffering, disability and more.
We are established, strategic trial attorneys who handle all injury cases on a contingent fee basis. Our law firm takes on all upfront legal costs, and we only get paid once you receive a settlement or verdict that we have won on your behalf.
Get Straightforward Counsel And Representation From Our Attorneys
Please call us at or email us today to schedule a free initial consultation with attorney Dennis Brannon or attorney Paul Brannon at your convenience. Don’t delay. We’ll help you understand your full legal options.