Florida car accident victims have no warning that their lives are about to change forever. You may be driving down the road one second, and in the next moment, you could find yourself in pain and facing the reality that you could have serious injuries. The moments and days after an accident are often overwhelming, and it is not always immediately clear what you should do next.
If your accident was the result of the negligent or reckless actions of another person, you could have grounds to move forward with a civil claim. The hard part often involves figuring out who is actually to blame for what happened to you. The issue of liability is not always easy to figure out, but it’s an important step if you wish to fight for financial compensation.
The serious effect of car accidents
The way that your car accident can change your life depends on many factors. The severity of the property damage and the extent of your injuries have a direct effect, as does the length of your recovery time and the emotional trauma you suffered. In certain circumstances, victims are entitled to seek a full and fair recovery through the civil claims court process.
If you believe this is a viable course of action for you, it is beneficial to determine exactly whom it is you need to sue. This may be straightforward and clear for some, but for others, it is not always easy to figure out. Answering the following questions may be helpful for you:
- Who is liable? A complete assessment of your case should identify the liable parties, as well as the percentage that he or she is at fault. It can also help to learn more about state negligence laws and how much you may be able to seek through a claim.
- How much should you seek from insurance? It may be appropriate to first seek appropriate compensation from the other driver’s insurance company. You may be able to negotiate a fair settlement from them.
- What happens if insurance won’t pay enough? If the insurance company is not providing the full amount you need to cover your expenses, it may be appropriate to then move forward with a lawsuit.
Liability and insurance are just two of the factors that make car accident claims difficult to navigate. It is worthwhile to seek guidance regarding your post-accident options. Before you initiate the civil claims process, you may want to first start by seeking a complete evaluation of your case.