People in Florida have an obligation to stop after any kind of motor vehicle accident, even a minor one. Although emotions often run high after a wreck, people should refrain from discussing liability at the scene of accidents. Automobile insurance contracts require policy holders to never assume any kind of responsibility. Liability will be determined by the insurance company or other parties.
The parties involved in the accident should not admit fault. They should not discuss what happened. Details about the situation should only be shared with police, insurance representatives and medical personnel.
The people involved in a crash need to exchange contact and insurance information. Because most people carry smartphones with cameras, people can use these devices to collect information about the accident scene. Photographs of vehicle damage, vehicle position and other details about the location could be collected and used for an insurance claim. The stress of the situation might make remembering details difficult in the future. To counter this tendency, people can record video or audio to describe the details about what happened while they are fresh in their minds. They should strive to record information about the location of the accident, which direction vehicles were heading at the time of collision and descriptions of the vehicles.
Victims of car accidents need to call their insurance agents or insurance accident hotlines as soon as possible to initiate a claim. In the days following an accident, a person might also seek legal advice. A legal review of the case may inform the client about rights to insurance coverage for medical bills or the possibility of filing a personal injury lawsuit if the other driver acted recklessly. An attorney might investigate the accident and collect evidence that might justify the recovery of damages from an insurer or negligent driver.