Florida drivers involved in car accidents should pay attention to how promptly they need to report the incident to their insurance providers. Waiting too long after an auto accident caused by a reckless driver or other negligent driver may mean losing the ability to obtain compensation for property loss, medical expenses after a personal injury and other expenses. It often doesn’t matter who is at fault because most third parties like insurance companies must be contacted anyway.
There are sometimes extremely minor incidents, such as a driver scraping a car door trying to get out of a garage, for which the cost of getting it repaired oneself may be less than the policy deductible. In these cases, it might not make sense to involve the car’s insurer. For practically everything else, experts recommend that motorists contact their insurance company within 24 hours to avoid running into problems down the road. In fact, with most companies operating 24-hour hotlines and online contact portals, it’s often possible to report the incident while still present at the scene.
Of course, serious or catastrophic injuries take precedence for car accident victims; once these are addressed, it’s best to give insurers the information they need as quickly as possible. Doing this also keeps those involved in a car crash safe from losing the opportunity to sue under their state’s statute of limitations for property loss, injury or death.
An attorney experienced in litigation following car accidents may be of assistance when it becomes time to seek compensation for pain and suffering, medical expenses or lost wages. A lawyer might assist with the process of making insurance companies pay for the consequences of their policyholders texting and driving, drunk driving, distracted driving or other negligent operation of a motor vehicle.