Why won’t my family doctor treat me after a car accident?
Almost 50% of my prospective clients tell me that their family doctors have refused to provide medical care following a car accident. Doctors have provided several reasons for refusing treatment, but I have found that the most common reasons deal with the required involvement of the doctor and his medical staff outside the actual treatment of the injuries. Doctors often complain of the constant requests for medical records, the requests to be deposed, and the difficulties associated with filing medical bills with automobile insurance companies.
This can cause unsettling feelings with my clients. We are so accustomed to going to our family doctor for every injury or ailment that we have. And when we are denied that access, we are at a loss as to what we should do to obtain the necessary medical treatment following an accident. My clients are often left with seeking treatment and care from a licensed chiropractor. Today’s Chiropractors have become accustomed to dealing with attorneys and insurance companies, thus filling a need of the community. Please understand that this is not a second rate option for accident victims. I regularly treat with a chiropractor myself, if and when the need arises. Chiropractors are excellent at identifying the accident related injuries and providing the necessary care to manage or correct the injury and/or condition. Most chiropractors have the ability to provide manual adjustments, heat/cold therapy, massage therapy, electrical nerve stimulation, and other modalities to reduce your pain and increase your range of motion.
However, with the recent changes in the Personal Injury Protection or PIP law, people injured in automobile accidents must seek medical treatment within fourteen (14) days of their accident in order to qualify for PIP benefits. During that time, the injured person must have an assessment or evaluation performed by an M.D., D.O., dentist, or Licensed Nurse Practitioner in order to qualify for the full amount of PIP benefits ($10,000.00). Some of you may have heard that a court has temporarily placed an injunction on the new law. However, my office continues to receive insurance denial letters or exhaustion of benefits notices based on the PIP law that took affect on January 1, 2013.
I cannot predict the future and how the Florida Legislature will react to the recent court opinion, but I am fairly certain that the injured accident victims will continue to need access to qualified medical providers to treat their injuries. Hopefully, we can encourage our political representatives to pass laws that will encourage medical doctors to accept automobile accident cases.
The law firm of Brannon & Brannon represents car accident victims in Okaloosa and Walton County. If you are someone you love has been injured in one of the following cities, whether it be from a car accident or any other accident in the following cities, contact us today: Fort Walton Beach, Crestview, Niceville, Destin, Mary Esther, Shalimar, Valparaiso, Laurel Hill, Freeport, DeFuniak Springs, Miramar Beach, Paxton, and Santa Rosa Beach.
For more information or for a free consultation, contact Dennis Brannon or Paul Brannon at 850-863-5297 or visit our website at www.BrannonCanHelp.com.