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Safety Alert: Uber At The Airport?

Uber.jpgThe Northwest Florida Daily News reports the Destin-Fort Walton Beach Airport and Uber are closer to an agreement where Uber will be able to pick-up and drop-off individuals at the airport. Currently, Uber can only drop people off at the airport, they cannot pick them up. The problem is that Uber doesn't fit the mold of the county authorized ground transportation. "(Uber drivers) can drop off all day long," Okaloosa County Airports Director Tracy Stage reports "... But in order to pick up passengers, you must be within the current county ordinance." That ordinance limits for-hire ground transportation at county airports to registered taxicabs, which have to meet several requirements including passing a background check, vehicle inspection, purchasing and displaying a $400 permit and holding at least $300,000 in bodily injury and property damage liability insurance. Stage said the airport wants to accommodate Uber, but must also be fair to taxicab drivers. "We want to present the most level playing field," he said, adding that the airport has met with taxi drivers to explain the Uber plan. "No one is allowed to circumvent the ordinance." In late 2015, the county began talks with Uber and now the two sides are moving closer to an agreement. Under the proposal, the airport would set aside two parking spaces for "transportation network companies" in its cell phone lot. In return, Uber and other similar companies would pay the airport $2.50 per pickup, Stage said. "When a passenger comes into the airport and requests an Uber pickup, the car in the number one spot will proceed to the front curb," he said. He predicts those drivers, who will operate on a first-in, first-out basis, will stay extremely busy. "We're excited about it because it's such a high demand from our passengers," he said. "And we want to meet that demand." Stage said he hopes to present the proposal to County Commissioners in the coming weeks, but he's waiting for confirmation that Uber representatives will be able to attend the meeting to answer questions from the board and the public.

Now remember, there are still the legal concerns that are not addressed in allowing Uber at the Destin-Fort Walton Beach Airport. You, as the driver, or you as the passenger in an Uber car need to be protected in case of an accident. That's a complicated topic because of these factors: (a) Vehicles are used for both personal and business use; (b) Companies do not consider the drivers to be their employees and Florida considers Uber drivers to be independent contractors; and (c) Vehicles are owned by the drivers, not the companies. This leaves drivers in a gray area between personal car insurance policies that exclude coverage for business use of a vehicle, on the one hand, commercial insurance policies that assume the vehicle is used exclusively for business purposes on the other.


Lyft

Sidecar

UberX

Not Logged In:
Personal Driving

No insurance provided. Driver only covered by personal insurance policy.

Logged In & Waiting For Ride Request

Contingent liability coverage with 50/100/25 limits provides secondary coverage that pays only for losses not covered by driver's personal policy

Collision insurance with $50,000 limit and $500 deductible provides secondary coverage that pays only for losses not covered by driver's personal policy

In California: Liability coverage with 50/100/30 limits

In Washington state: Liability coverage with 100/300/25 limits; Uninsured/underinsured motorist bodily injury coverage with 100/300 limits

In Chicago: Liability coverage with 25/50/20 limits; Uninsured/underinsured motorist bodily injury coverage with 25/50 limits

Contingent liability coverage with 50/100/25 limits provides secondary coverage that pays only for losses not covered by driver's personal policy

En Route To Pick Up Passengers

or

Driving Passengers

Commercial liability insurance with $1 million limit

Uninsured/underinsured bodily injury with $1 million limit

Contingent comprehensive and collision coverage with $50,000 limit and $2,500 deductible (only for driver's with personal comprehensive and collision coverage)

Commercial liability insurance with $1 million limit

Collision insurance with $50,000 limit and $500 deductible provides secondary coverage that pays only for losses not covered by driver's personal policy

In Washington state: Uninsured/underinsured motorist bodily injury coverage with 100/300 limits

In Chicago: Uninsured/underinsured motorist bodily injury coverage with 25/50 limits

Commercial liability insurance with $1 million limit

Uninsured/underinsured bodily injury with $1 million limit

Contingent comprehensive and collision coverage with $1,000 deductible (only for driver's with personal comprehensive and collision coverage)

Minimum level of personal injury protection coverage where required by law.

More Information For Drivers

Terms of service

Summary of insurance

Terms of services

Summary of insurance

Terms and conditions

Summary of insurance

Source: Lyft, Sidecar and Uber websites as of June 2015

So what do you take from all of this? Be aware. It is a great thing to come to our airport but there are still legal concerns that have not been addressed.

Source: http://www.dailybusinessreview.com/id=1202743938454/Florida-Uber-Drivers-Are-Contractors-Not-Employees?slreturn=20160311120319

 

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